SELF – EMPLOYMENT PROGRAM FOR POOR DISABLED WOMEN

The Rural Physically Handicapped Center for Rehabilitation is currently working in the Chittoor District of Andhra Pradesh. The population are mostly dependant on agriculture and small businesses. Here, people with some form of physical disability are usually unemployed. The women with disabilities face more problems than the men, and the stigma within the society further hampers their progress. These women can’t lead normal lives and get married; even if some do get married, many are left on roads after few months or a year to fend for themselves. We help these women set up small business like petty shops, tailoring & embroidering, etc. and also help them secure loans to help them lead a dignified life.

About You

Organization: RURAL PHYSICALLY HANDICAPPED CENTER FOR REHABILITATION more ↓↑ hide↑ hide

About You

First Name

G

Last Name

Kalavathi

Twitter

Facebook Profile

About Your Organization

Organization Name

RURAL PHYSICALLY HANDICAPPED CENTER FOR REHABILITATION

Organization Website

Organization Country

India, AP

Country where this project is creating social impact

India, AP

Is your organization a

Non‐profit/NGO/citizen sector organization

How long has your organization been operating?

More than 5 years

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Innovation

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Entry Form title

SELF – EMPLOYMENT PROGRAM FOR POOR DISABLED WOMEN

What change do you want to bring to the world?

The Rural Physically Handicapped Center for Rehabilitation is currently working in the Chittoor District of Andhra Pradesh. The population are mostly dependant on agriculture and small businesses. Here, people with some form of physical disability are usually unemployed. The women with disabilities face more problems than the men, and the stigma within the society further hampers their progress. These women can’t lead normal lives and get married; even if some do get married, many are left on roads after few months or a year to fend for themselves. We help these women set up small business like petty shops, tailoring & embroidering, etc. and also help them secure loans to help them lead a dignified life.

What are the primary activities of your project?

Every village we go to has at least 2 to 3 women with disabilities. We appoint 2 community coordinators who survey the rural areas and meet with the head of the village and the village people. We identify the disabled women in the area and explain our project, which helps these women set up small business. Along with these women, we contact the nearest bank and deposit Rs 5,000 in the woman's name. We then request the bank manager to grant a loan of Rs 10,000 to the women. Then we will contact the M.D.O. Officer and request him to sanction a Rs. 10,000 subsidy by DRDA. In addition, we contact the SC/ST, BC & Minority Corporations to sanction Rs 5,000 as well. This makes a total of Rs 30,000 for each woman for them to set up their business.
The amount sanctioned by the government is refunded with the low interest rates in easy instalments. The amount sanctioned by the SC, ST, BC & Minority Corporation is refunded without interest in easy instalments. The remaining amount does not need to be returned. By this process, the women benefit Rs 15,000.
So far 450 disabled women have received a total of Rs 15,00,000. Each woman makes a profit of approximately Rs300 to 500. They can make profits from Rs 7000 to 14,000 every month. This helps them lead an independent life, free from stigma.

What is innovative about your initiative? How is it a new contribution to the field?

We don't just hand out money but also help the women set up their businesses and we do this in collaboration with the village people as well, because the development has to happen on a much broader level. Some of the types of bussiness we help set up are:
Cow rearing: One litre of milk costs RS 14 to 20 based on the quality. The women buy a cow for Rs 18,000 to 20,000 and insure it as well. Cows can give an average of 20 to 24 litres of milk per day. Dairy workers collect the milk from the woman's house at Rs 18 per litre, allowing her to earn Rs 360 per day. They also start repaying their loans. After six months, the production of milk decreases as the cow becomes pregnant. The women will then contact the bank manager and request for a loan to buy a new cow. Based on her repayment details of last loan, the bank manager will give her a loan without any security from others which will help her further her income.
Petty Shops: The women can also start a petty shop selling daily provisions, helped by our community coordinators . They can earn Rs 450 on average per day.
Tailoring & Embroidering: Some of these womenlearn tailoring & embroidering. We provide them sewing machines by which they can earn 350 rupees per day., so that they can earn 10,500 rupees per month. They can get 7,500 rupees per month excluding the expenditures.

What stage is your project in?

Operating for more than 5 years

Tell us about the community that you engage? eg. economic conditions, political structures, norms and values, demographic trends, history, and experience with engagement efforts.

POOR PHYSICALLY HANDICAPPED WOMEN IN RURAL AND REMOTE AREAS in district level.

Share the story of the founder and what inspired the founder to start this project

Our Organization’s President Mrs. G. KALAVATHI had developed this project idea. Because she gone through number of rural and remote areas; she came to know that the poor women disabilities were suffering lot. To help them she came to a decision to make a project to make employment for them to live on their own by helping them to make petty shops, tailoring centers, cows etc.,

Social Impact

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Please describe how your project has been successful and how that success is measured

We are surveyed every village with the help of community coordinator. And conducted meetings in villages in front of the village people and village heads; and identified the eligible handicapped women and our organization will help them to live their life on their own as their wish. By this way we make our project successful. The success is measured by maintaining the records for every week and month.

How many people have been impacted by your project?

101-1,000

How many people could be impacted by your project in the next three years?

101- 1,000

How will your project evolve over the next three years?

The disabled women will continue the process of getting loan from bank without others help and thus the project will go on even though the support has ended. Simply to say it is a cyclic rotation.

Sustainability

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What barriers might hinder the success of your project and how do you plan to overcome them?

With the help of our community coordinators, village heads, village people, nearest bank manager, mdo, drda, sc & st, bc corporations.

Tell us about your partnerships

No partners were included in this project.

Current annual budget of project, in US dollars

$50,001‐100,000

Explain your selections

Our friends and family members support us in our project while identifying the eligible disabled women. Individuals means the village people where the project going on. They will help us for village meetings. Foundations and NGOs will help us to run the project more effectively by granting us some funds.

How do you plan to strengthen your project in the next three years?

This is just like a cyclic form. The project will never end. The benefited people will be benefited through out their life.

Challenges

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Which barriers to employment does your innovation address?
Please select up to three in order of relevancy to your project.

PRIMARY

Underemployment

SECONDARY

Lack of skills/training

TERTIARY

Other (Specify Below)

Please describe how your innovation specifically tackles the barriers listed above.

Helping disabled women

Are you trying to scale your organization or initiative?
If yes, please check up to three potential pathways in order of relevancy to you.

PRIMARY

Grown geographic reach: Within host country

SECONDARY

Influenced other organizations and institutions through the spread of best practices

TERTIARY

Grown geographic reach: Within host country

Please describe which of your growth activities are current or planned for the immediate future.

Do you collaborate with any of the following: (Check all that apply)

If yes, how have these collaborations helped your innovation to succeed?

177 weeks ago G Kalavathi said: Dear Ravi, We will appoint well experienced women candidates as Trainers those who has soft corner towards disabled women. ... about this Competition Entry. - read more >
177 weeks ago G Kalavathi said: Dear Mr. Manoj Chandran, We will contact the nearest Bank and depositing capital amount on the selected women. And again we ... about this Competition Entry. - read more >
177 weeks ago Ravi Saxena said: Mrs Kalavathi, This a wonderful program that you have going for these affected women. I have a couple comments you may want to consider ... about this Competition Entry. - read more >
179 weeks ago Manoj Chandran said: Dear Mrs Kalavathi, You are indeed doing a great job of picking up the most vulnerable among the economically weaker section of the ... about this Competition Entry. - read more >
179 weeks ago G Kalavathi said: There is a rule for the disabled people i.e., the government sanction 5000 to 10000 rupees to the disabled people according to their ... about this Competition Entry. - read more >
179 weeks ago G Kalavathi said: Here is the answer to your queries: 1. This project will get 100% success because we make all the disabled women to be benefited by ... about this Competition Entry. - read more >
179 weeks ago Sonia Park said: Hi Mrs. Kalavathi, Thank you for sharing this great idea. Could you please explain a little bit about how you entice SC/ST, BC & ... about this Competition Entry. - read more >
180 weeks ago Koustubh Sharma said: Great initiative, certainly seems to be helping the lives of hundreds of disabled women. I have a couple of minor queries, that I am ... about this Competition Entry. - read more >
182 weeks ago G Kalavathi submitted this idea.