HealthAccessRI
We can provide comprehensive primary care services, and substantial discounts on associated health services and specialist visits, to the uninsured for 25.00 - 30.00 per month. This is not health insurance, it is a membership primary care program. This program allows the uninsured the chance to have their own doctor available whenever they need a visit - no more emergency room for routine care.
Sobre ti
Sección 1: Tú
Nombre
Kimberly
Apellido
McHale
Correo electrónico
Website URL
Organización
HealthAccessRI
Country
Estados Unidos
Sección 2: Tu organización
Nombre de la organización
HealthAccessRI
Sitio web de la organización
Teléfono de la organización
888-647-0040
Dirección de la organización
PO Box 484, North Scituate, RI 02857
Tu organización es
Empresa
País de la organización
Estados Unidos, RI
tu idea
Nombre de tu proyecto
HealthAccessRI
Country and state your work focuses on
Estados Unidos
Describe Your Idea
We can provide comprehensive primary care services, and substantial discounts on associated health services and specialist visits, to the uninsured for 25.00 - 30.00 per month. This is not health insurance, it is a membership primary care program. This program allows the uninsured the chance to have their own doctor available whenever they need a visit - no more emergency room for routine care.
Website URL
Innovación
What makes your idea unique?
Currently, if do not have health insurance you must pay 60.00 - 80.00 for a doctor visit, or go to the emergency room for care which is extremely costly and not effective to maintain good health. Our program gives patients their own doctor at a very low cost (25.00 - 30.00 per month) AND we have partnered with specialist, labs, imaging, rehab and more to give our members substantial discounts (up to 60% off) on associated services. As a HealthAccessRI member, you suddenly have a whole community of health care professionals on your side, ready to help you and offering you discounts on their services. Primary Care is essential to community health - in fact - it is the only medical service that has been shown to improve population health.
Our program is unique for another reason. HealthAccessRI is cost effective for the patient, but profitable for the physicians who offer it. Typically, a doctor will see a patient with health insurance and get a very low reimbursement on top of having to fill out paperwork and submit codes to the insurance company. Our program requires none of that hassle - we have no overhead and the doctor receives a small monthly payment in exchange for being available when the patient needs their services.
For a number of reasons our country is experiencing a shortage in primary care physicians. The HealthAccessRI program would help doctors have a thriving practice due to the monthly payment from patients, and also make the care extremely affordable to the patient. It is a win - win on every level. When you add in the discounts that can be arranged with the associated services, the patient has an excellent mechanism to maintain their health...all without the 500.00 - 800.00 per month for insurance.
If HealthAccessRI can raise membership to 5000 members, we will also be able to attract a high deductible major medical insurance provider for our members. Our members will have 100% medical coverage for well below the cost of insurance. Revolution
Do you have a patent for this idea?
Impacto
Esta presentación se trata de
What impact have you had?
HealthAccessRI has received a good response from our community. We have doctors signed up and offering our program to their patients. Financially, we are self sustaining and growing our numbers every day, albeit slowly. We have been able to attract service affiliates that agree to give our members special prices for their services, which is a huge benefit to membership. Service affiliates range from specialists, labs, imaging, rehabilitation services and more.
Problema
The problem with our program at this point is that we do not have emergency coverage to offer our members. HealthAccessRI will keep them healthy and allow them an excellent range of services at great discounts, but if a member has a catastrophic health issue, we do not have high deductible major medical to offer them. We need to raise our member numbers enough to attract an insurer that will be willing to offer high deductible major medical at an affordable rate to our membership. Once that happens, we will be able to give people a primary care option along with a cost effective major medical - we will effectively solve the health care crisis for MANY Americans.
Actions
We have been actively reaching out to many different levels of insurance providers to see what we can offer that will be a good quality option for our members. Our Managing Director, Dr. Michael Fine, speaks regularly in many public forums about our program and the state of health care in the US. The more attention we can draw to our program, the more support we seem to find.
Results
We have found a few insurers that are willing to offer a limited emergency insurance, but still have not found one excellent high deductible major medial product that we can offer to our membership.
What will it take for your project to be successful over the next three years? Please address each year separately, if possible.
We will provide 25,000 Rhode Islanders with primary care through the HealthAccessRI purchasing strategy over three years. We will increase, to 50, the number of Rhode Island Primary care practices offering HealthAccessRI.
We maintain rigorous bookkeeping practices, and require practices to report their HealthAccessRI patient population monthly, so measurement will be straightforward.
The first benchmark for monitoring our success will be the measured activity on our website, which is currently 500-600 “hits” a month. The campaign will be judged to be successful if it increased that number to 5000 hits a month after the first year, 6000 after the second year, and 7500 after the third year.
We will embark on ann ethnic media collaborative. The benchmark for this part of the program will be the number of ethnic media outlets running HealthAccessRI supplied materials. The ethnic media collaborative will be judged to be successful if five outlets a month run our articles by the end of the first year, ten outlets a month run our articles at the end of the second year, and 15 outlets a month run our articles at the end of the third year.
The purchase of pharmaceutical benefits can be used to measure participation in benchmark for the pharmaceutical purchase component. The pharmaceutical benefit component of HealthAccessRI will be judged to be successful if 500 people are buying the benefit at the end of the first year, 1000 people are buying the benefit at the end of the second year, and 1500 people are buying the benefit at the end of the third year.
The benchmark for practice growth will be numbers of participating practices. The practice growth component of Project HealthAccessRI will be if 25 practices offer HealthAccessRI at the end of the first year, 40 offer HealthAccessRI at the end of the second year, and 50 offer it at the end of the third year.
The final and most important benchmark for HealthAccessRI is the number of enrolled patients. Project HealthAccessRI will be judged to successful if there are 7500 people enrolled at the end of the first year, 15000 enrolled at the end of the second year, and 25000 enrolled at the end of the third year.
What would prevent your project from being a success?
With the changes to our health care system, we feel it will be difficult for us not to succeed at least in providing our members with exceptional quality primary care and substantial discounts on associated services. However, we believe true success can only come with a comprehensive program that give people not only peace-of-mind, but real protection in the event of a catastrophic health emergency.
We believe that the only thing keeping us from major success would be the lack of a high deductible major medical insurer that will offer an affordable product to our members.
How many people will your project serve annually?
Más de 10,000
What is the average monthly household income in your target community, in US Dollars?
$1000 - 4000
Does your project seek to have an impact on public policy?
Sí
Sostenibilidad
¿En qué fase está el proyecto?
Operando entre 1-5 años
In what country?
Estados Unidos, RI
Is your initiative connected to an established organization?
If yes, provide organization name.
How long has this organization been operating?
Menos de un año
Does your organization have a Board of Directors or an Advisory Board?
Sí
Does your organization have any non-monetary partnerships with NGOs?
Sí
Does your organization have any non-monetary partnerships with businesses?
Sí
Does your organization have any non-monetary partnerships with government?
No
Please tell us more about how these partnerships are critical to the success of your innovation.
Our partnerships are providers of health related services. We have labs, imaging, and rehabilitation companies, as well as physician specialists in many fields that offer our members discounts on their services. We offer two kinds of affiliate relationships, one is paid and the other is free. Both are listed on our website, however the paid affiliate receives a logo and a place on our marketing materials. We use the funds provided by the paid affiliates to help with our marketing.
What are the three most important actions needed to grow your initiative or organization?
We need better funding to market and promote HealthAccessRI. The most important factor to our growth will be the ability to attract high deductible major medical. We have surveyed people who inquire about HealthAccessRI but not signed up to become a member and the overwhelming reason for NOT signing up has been "no emergency coverage." We must secure the major medical in order to succeed past our current holding pattern of growth.
La historia
What was the defining moment that led you to this innovation?
400 words or fewer
Tell us about the social innovator behind this idea.
400 words or fewer
How did you first hear about Changemakers?
Through another organization or company
If through another, please provide the name of the organization or company
Kelly Rimerz, Social Enterprise, RI
 | 142 weeks ago Kimberly McHale submitted this idea. |