Metro Credits
This project also has a Changeshop where you can read more about its latest progress.
Allez à Changeshop: Metro Credits.
MetroCredit is a category 2 micro finance institution and a for-profit organizational in Buea, Cameroon. We intend to help small young business men, women and small entrepreneurs to grow their business venture. We collect savings and issue loans to customers.
A propos de vous
A propos de vous
Prénom
Ntoko
Nom
Franz Ajebe
URL Twitter
URL Facebook
A propos de votre organisation
Nom
MetroCredit
Site Web
Pays
Cameroun, SOU, Buea
Pays dans lesquels ce projet crée un impact social
Cameroun, SOU, Buea
Age de l'innovateur :
18 à 34 ans
Sexe de l'innovateur :
Masculin
Votre organisation est-elle une
Entreprise
Depuis combien de temps votre organisation opère-t-elle ?
Moins d'un année
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Innovation
Intitulez votre soumission
Metro Credits
Sélectionnez la phase qui s'applique le mieux à votre solution
Idée (vous êtes sur le point de lancer le projet)
Depuis combien de temps le projet existe-t-il ?
Encore au stade de l'idée, mais il sera bientôt lancé
Le besoin : quel problème tentez-vous de résoudre ?
I are trying bring micro credits to an under-served population of young farmers and small business entrepreneurs who want to establish their small start up businesses in the community but lack that very small venture capital to start up. In other words we want to build a strong community where financial solution to start up and small business is provided by metro credit thereby fighting poverty in the community.
La solution: quelle solution proposez-vous ? Soyez précis !
Provide basis micro loans to small farming projects and entrepreneurs who need them. Introduced the "unbankable" communities to small financial loans to build and upgrade their business ideas.
Le système : décrivez un exemple spécifique montrant de quelle façon votre initiative fonctionne ; indiquez vos principales activités.
A small educated inspired unemployed young man or woman conceives and idea or project on how he/she can do mass production of tomatoes to sell, preserve and process into paste but does not have the capital to invest in such a profitable season project, that is where we come in to make his/her ideas come through by providing small capital or loan to help her finance the project. primary activity will providing micro loans and credits to small business idealists who natural can not afford to get funding from other major stakeholders. we help them save their profits for other future projects.
Le marché : qui sont vos collègues et vos concurrents ? Identifiez les autres personnes qui travaillent à répondre au même besoin et indiquez ce qui vous différencie d'elles. Comment ces concurrents pourraient-ils influencer votre réussite ou votre croissance ?
Our peers and competitors are credit unions and government ministries providing start up capitals to small entrepreneurs. Other micro finance institutions and credit unions. We will operate in low scale, mostly with small companies and small businesspersons. Provide small secure loans to any customer who fulfils the application requirements. Daily movement of mobile cash collector in order for the company to come closer to its customers. Sponsor small farming projects which bigger institutions are so reluctant to finance.Operate also in the agro-sector to provide to peasant farmers chemicals and fertilizers on subsidized rates. These players may pose to us strong market penetration skills, huge capital to attract many customers. Strong goodwill on longevity of serve to the community.
Impact social
This Entry is about (Issues)
Votre initiative s’occupe de quelle(s) solution(s) pour aider des entrepreneurs émergents et pour aider des petites entreprises à croître et à s’augmenter dans des communautés mal desservies ? (sélectionnez tout ce qui est applicable)
Accès au financement, Accès au talent, Accès aux opportunités économiques.
Jusqu'à ce jour, quels résultats a obtenu votre projet ?
Still in it idealist stage but base on feasibility studies we plan to provide ready-made micro loans and credits to all those small businesspersons and small farmers whose ideas will make a difference.
Flexible pricing of products and services to meet the common person’s satisfaction i.e. cheap and affordable of products and services. small and affordable interest rates. Cheap loan schemes for all qualified applicants.
With our establishment highly located in the rural sectors, peasant farmers, women farming groups and small businesspersons would have the opportunity to see their small projects been financed. Therefore, they would benefit a lot from our quality services.
Agro- chemical incentives to farmer e.g. fertilizers and chemicals.
Small loan schemes to the tune of $40 and above to customers.
Quelles sont vos prévisions en termes d'impact au cours des trois prochaines années?
To create employment for young Cameroonians
To financing small projects for peasant farmers and meeting groups
To create market shares.
Establish a well-equipped and technological structure.
Increase share capital.
Alleviate poverty in the rural sectors of the Country.
Providing 4500 loans schemes to the community
Increase the company’s revenue.
Build a stronger customer base and satisfaction.
Build a positive reputation, public relation and image
Have a happy staff structure and good working condition.
Have respect for law and regulation.
Expand to other rural area of the community
Create at least 100 direct and 2000 indirect jobs.
Les meilleures propositions possèdent un programme solide détaillant leurs prévisions pour atteindre et suivre leurs objectifs de croissance. Identifiez vos objectifs à 6 mois pour accroître vos résultats
Définissez les trois tâches principales à accomplir pour atteindre ces objectifs à six mois
Tâche 1
Location of Business site
Tâche 2
Recruitment and selection of employees
Tâche 3
Marketing prospection of customers
Et maintenant, voyez les choses en plus grand ! Identifiez vos objectifs à 12 mois
Définissez les trois tâches principales à accomplir pour atteindre vos objectifs à 12 mois
Tâche 1
Marketing and Prospection
Tâche 2
Build a credit committee board
Tâche 3
Internal Accounting and Auditing Board
Création de l'organisation : nous voulons tout savoir sur votre déclic. Expliquez-nous oú et quand les fondateurs se sont rendu compte que cette solution possédait un véritable potentiel pour changer le monde.
I was obvious that most credit and loan providers in the community were growing big and even bigger. So the plight of smaller entrepreneurs and small business persons were not taken care of and micro credit to small business men and women were issued based on connections, familiarity, bias and a lot of bottle necks. We saw that a lot of small businesses were springing up daily with no institution to assist them grow and also see to it that their ideas became a reality. That is why we thought that a small provider of micro loan to these group of person will create an impact in the lives of these few and also their families. It will also help to establish a community with high economic small business growth attracting more business ventures to come and establish themselves.
Viabilité
Quels sont vos différents partenariats ?
We will partner with other organizations like Western Union, MTN mobile money and national corporations provide basic amenities like water and electricity for customers to pay their bills through us. We also intend to partner with the Government and other private companies for their civil servants to be paid salary through our institution for a charge.
Expliquez plus en détails les besoins et les offres indiqués ci-dessus ou proposez un type d'aide non mentionné dans la liste
We believe that for any start up organizational to effectively enter the business market then innovation is the key and with innovation to be possible, we need to bring the ideas and research upon. So our primary aim would be to carry and provide the necessary ideas for innovation by carry out research through information. cooperation and partnership aren't in the list.
 | il y a 40 semaines Ntoko Franz Ajebe updated this Competition Entry. |
| il y a 41 semaines Ntoko Franz Ajebe updated this Competition Entry. |
| il y a 42 semaines Ntoko Franz Ajebe updated this Competition Entry. |
| il y a 42 semaines Ntoko Franz Ajebe submitted this idea. |