Most housing programmes, which are loan-based and provide only the dwelling unit, neglecting other critical elements, are out of reach for the poor. Gram Vikas is creating sustainable habitats for poor communities, on a 100% inclusion basis (every household within a village). We work with poor, rural communities of Orissa, India. We provide: A 450 sq.ft (min.) house with two well- ventilated rooms and a front verandah, a kitchen with a smokeless stove, piped water supply, toilet and shower. Activities include: ? Social mobilization phase: Starting with series of discussions, Gram Vikas entry into any village is subject to the community agreeing to make a financial commitment and creation of a corpus fund (average contribution $20 per household), with better-off paying more than the poor ones, enabling every family to obtain the same water supply and sanitation infrastructure. This step is the ?acid test? of the motivation of the community. The interest from the corpus fund is used strictly for the purpose of subsidizing toilets and showers for new houses that may come up in the future, ensuring 100% coverage at all times. ? Capacity building: The community is trained and supervised to establish piped water supply, toilets and showers for each household. Gram Vikas meets the cost of the external materials (cement, steel, doors etc.). This is accompanied by (a) creating village level institutions, which take the responsibility for the water and sanitation system to begin with, and eventually overall development, and (b) livelihood enhancement activities such as masonry and other skill development trainings, agro-forestry, community-emterprises etc. ? Creating housing infrastructure: All families, who do not have quality housing are encouraged to take housing loans etc. Where banks are reluctant to give loans directly to the poor, Gram Vikas takes group loans and on-lend to them (between $400? $800).