¿Cuál es el beneficio o valor que estás generando para el/los negocio/s?
Following the agri-teams ability to adapt an existing structure, Standard Chartered is likely to extend more than USD20 million in funding to provide quality inputs, insurance and skills training for the 36,000 small-holder farmers.
¿Cómo estás impulsando recursos internos (fondos, tiempo, concimiento, etc.) para sostener esta iniciativa?
Chomba Sindazi and the Ghanaian agricultural team have been innovative and responsive in their commitment to leveraging the Bank’s existing product structures, expertise and network. Given the solution is already offered by the Bank on a commercial basis, the team has sought to adapt the Bank’s existing processes and structures to meet the Bank’s risk framework, while extending economically enhancing benefits to individual farmers, and ultimately the rural community, in Ghana.
Amplía tu respuesta, explicando el plan de financiación y sostenimiento a largo plazo.
The long term funding and support plan is to provide this structure on a sustainable basis, achieving the following in the long term:
(a)Migrate some small-holder farmers into medium scale and commercial farmers, who can ultimately operate independently, and not need the support of the Nucleus Farmer
(b)Increase and encourage the formulation of effective pricing for produce, within the structure.
(c)Promote the introduction of warehousing, which will ease the bottlenecks within the credit and funding delivery system
Cuéntanos sobre tus asociados, dentro de tu empresa y por fuera, que sean claves para el éxito de tu proceso.
(a)Internal approval by the Bank’s Credit Sanctioning Authority
(b)Successful drafting of legal documentation to manage the security interests of all the stakeholders involved, eg. The Bank, The Small-Holder Farmers, The Nucleus Farmer etc.
(c)Effective coordination and collaboration of various stake holders i.e. government registries, Collateral Management companies, suppliers of various inputs including the Nucleus Farmer.
¿Qué apoyo interno has tenido para tu proyecto? Qué tipos de retrocesos has sufrido?
The Bank is excited and supportive of the Agri Team’s initiative and adapted concept, given the positive and sustainable impact this structure will have on Ghana’s small-holder farmers, and the broader benefits in terms of economic activity and skills development.