AgRisk – agricultural risk assessment
Example: Walk us through a specific example(s) of how this solution makes a difference; include its primary activities.
Marketplace: Who else is addressing the problem outlined here? How does the proposed project differ from these approaches?
Founding Story
Rodolfo
Monsberger
LUV Microfinance
, RP, Gruenstadt
1‐5 years
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Operating for less than a year
- Increase the rural producers’ credit access.
- Reduce the risky perception of financial institutions to rural sector.
Physical and other accessibility obstacles that prevent communities from reaching financial services, The lack of affordable financial products tailored to the needs of underserved and excluded communities,, Powerful incentives for financial service providers to move up-market, Other (Please describe below).
Achieve a specific “pricing” for agricultural producers, according to their particular risk profile.
For every rural community with agricultural production.
In any region. The software is suitable for every continent.
Obtain more funding for agricultural producers.
Better agricultural producers’ quality of life.
Higher production and basic food basket’s lower prices.
Significant increase of rural credit’s portfolios in financial institutions.
Something that is already changing fast: tablets and technology in general, are reducing their prices to be a mobile and versatile tool.
It is operating in two Banks, Banco de Occidente and Banhcafe in Honduras. The Project is in a pilot stage. We want to improve it and extend it functions, to make it more attractive.
I can’t actually estimate that, it will depend on getting financing to continue and improve the prototype.
Our priority is to develop an extended and improved version of the software. This task will take 6 months.
conseguir financiamiento
dirigir y coordinar el desarrollo del software mejorado
marketinear el producto con entidades interesadas
conseguir al menos 2 entidades interesadas en la implementación del sistema
establecer indicadores de impacto
realizar seguimiento personalizado de la implementación
BHP is a the selected software company to develop the improved version
http://www.bhp-global.com
AHIBA
The pilot is only operating in the banks mentioned before.
Available information in tablets.
Evaluate the risk profile of the agricultural producers in their own productive unity.
Obtain an adjusted risk rate for each producer. The greater the risk, the greater the interest rate and vice versa.
We need $ 100,000 to finance the software’s development and another $ 100,000 to make it work.