Des soins et des services de santé abordables et de meilleure qualité pour les populations défavorisées

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Des soins et des services de santé abordables et de meilleure qualité pour les populations défavorisées

Pakistan
Type d'organisation: 
le secteur de la société civile
Budget: 
$250,000 - $500,000
Sommaire du Projet
Lancement Important

Bref récapitulatif : Aidez-nous à présenter cette solution ! Fournissez une explication en seulement 3 ou 4 phrases.

En Asie du Sud, seulement 1,7 à 3 % du PIB sont consacrés à la santé publique. Ainsi, 97 % des dépenses sont à la charge des patients. Au Pakistan et en Inde, où plus de 800 millions d'individus gagnent moins de 3 $ par jour, les frais médicaux sont un facteur essentiel de pauvreté. Naya Jeevan offre aux individus à faible revenu, des soins abordables et de qualité interfinancés par leur employeur officiel ou informel, en négociant un partage des risques avec les assureurs et en tirant profit de leurs réseaux nationaux de prestations de soins en milieu hospitalier/ aux urgences. En rendant les régimes privés d'assurances maladie abordables pour les travailleurs pauvres, 66 millions de personnes du secteur informel peuvent être couvertes par un régime national collectif d'assurance maladie.

About Project

Solution: Quelle est la solution proposée? S.v.p soyez précis!

The innovative features of the NAYA JEEVAN health plan are: •Affordable access to a private, high-quality healthcare system that low-income BOP population was previously excluded from • The plan leverages corporate distribution channels which results in a win-win partnership for the beneficiaries, MNCs, supply chains and the overall healthcare ecosystem • The health plan is embedded in an ecosystem of socio-economically transformative value-enriched services • The plan provides social protection in the form of a health rescue fund that covers uninsurable expenses. The NAYA JEEVAN health plan is the first of its kind in the developing world to leverage the distribution systems of MNCs in a way that cascades our health plan to MNC officers/managers and encourages/provides them with financial incentives to enroll their own domestic household staff (i.e. the driver or maid,etc. who works as an informal employee of the MNC employee). Through partial matching contributions, the MNC, the MNC executive/manager and the informal worker (driver, maid, etc. of MNC employee) can share the cost of the driver/maid’s family health plan in a manner which positively impacts the beneficiary’s quality of life while positively impacting the MNC’s bottom line.
Impact: How does it Work

Exemple : Faites nous découvrir comment cette solution fait la différence en utilisant un ou plusieurs exemples concrets ; en incluant aussi ses activités principales.

Naya Jeevan, or New Life in Urdu/Hindi, is a social enterprise dedicated to improving the lives of low income citizens throughout the emerging world. Employing a holistic ecosystem approach, Naya Jeevan's plan offers the underprivileged access to high quality private hospitals as well as complementary value-enriched services at the affordable rate of less than $2.50/member/month. Complementary services include but are not limited to: • Annual general screenings, which promote the early detection of disease • A 24-hour care helpline managed by doctors available to all beneficiaries to handle any concerns or emergencies that may arise. Doctors answer all kinds of queries, from suggesting routine remedies for minute ailments or advising immediate hospitalization for more grievous cases. • A Health Rescue Fund, which assists beneficiaries for uninsurable conditions or when their hospital management/healthcare exceeds the maximum annual insurance coverage. • Preventive Health workshops that detail the causes, symptoms, treatments and prevention against most common maladies to allow individuals to be better able to protect themselves and their families. Our workshops include: o Healthy Heart – Keep your Heart Happy o Nutrition – How to Eat Right o Breast and Cervical Cancer – Prevention, Detection, and Cure o Sexual Health – Know Your Body o Dental Hygiene – Keep Your Teeth Strong Combined, these services ensure healthier citizens, enhancing the quality of life one patient at a time.
A propos de vous
Organisation:
Naya Jeevan
A propos de vous
Prénom

Huma

Nom

Dawood

Twitter
A propos de votre organisation
Nom

Naya Jeevan

Téléphone

+922135478439

Adresse

12329 Hibbing Street

Pays

, CA

Pays dans lesquels ce projet crée un impact social

, S

Depuis combien de temps votre organisation opère-t-elle ?

1‐5 années

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Innovation
A quel étape votre projet en est-il ?

En place depuis 1 à 5 ans

Comment décririez-vous la population auprès de laquelle vous travaillez ? Parlez-nous, par exemple, de la situation économique, des structures politiques, des normes et des valeurs, de l'évolution démographique, de l'histoire ou des précédentes expériences d'engagement communautaire.

Our beneficiaries are predominantly from low income marginalized communities (average income less than $3.33/day), which inhabit urban slums. These communities typically retain archaic social taboos
regarding diet and obesity (which is often viewed as a sign of prosperity and not disease), limited access to health care for women, family planning/contraception, and numerous other health related issues.
Previous efforts to provide medical care have ranged from mediocre to none with little government assistance, intervention, or representation.

Other health plan beneficiaries include the lower-income staff of restaurants, hotels, private schools, and multinational corporations. Although they do not reside in urban slums, these beneficiaries often
live in dense, peri-urban settlements without reliable access to running water or electricity. Numerous health problems arise in such desolate conditions yet there are few government medical provisions
offered through the public health sector, effectively mandating the availability of quality private health services.

Racontez l'histoire du fondateur et ce qui l'a inspiré à démarrer ce projet

The founder and CEO of Naya Jeevan is Dr. Asher Hasan, an ASHOKA fellow who strongly believes in the universal right to health and strives passionately to ensure this right is available and accessible to all, especially to marginalized communities in the emerging world.

Raised in the UK where everyone has access to healthcare, Asher was troubled to see the disparity in access to quality health care in Pakistan and India on his frequent trips to the subcontinent as a child. The poor living conditions of the base-of-pyrmaid (BOP) population coupled with complete lack of sanitation and poor hygiene awareness led to rampant infectious disease and maternal/infant mortality. Given his training as a medical doctor in the US, Asher was exposed to the best and worst aspects of the US healthcare system and felt there must be a better way to finance and deliver quality health care. He resolved to try a new approach to healthcare accessibility and financing for low-income families which
would bring about a unique convergence of CSR, social entrepreneurship and institutionalized citizen philanthropy.

Coupling his interest in global health to a keen business acumen, Asher designed and developed the social enterprise model of NAYA JEEVAN. This social business went on to become the proud 1st prize recipient of the Social Entrepreneurship track of the 2008 NYU Business Plan Competition.

Impact social
Décrivez les résultats positifs obtenus par votre projet ainsi que la façon dont ils sont mesurés.

Naya Jeevan’s success is determined by how satisfied our low-income customers/clients and their employers/sponsors are. A good proxy indicator of achievement is a 90% retention rate amongst beneficiaries enrolled in 2010 who have been re-enrolled in 2011.

Another indicator of our success is improved health and socioeconomic outcomes in our beneficiary population. These outcomes are being monitored over time and will likely take 2-5 years to demonstrate a substantial effect. In the interim, surrogate markers such as decreased incidence of infectious disease and e.g. time from medical helpline call to revascularization in unstable angina patients should be indicative of positive health outcomes.

Combien de personnes ont été touchées par votre projet ?

Plus de 10,000

Combien de personnes pourraient être touchées par votre projet au cours des trois prochaines années ?

Plus de 10,000

Les projets gagnants possèdent un programme solide indiquant leurs prévisions de croissance. Identifiez l’objectif à atteindre au bout de six mois pour accroître vos résultats.

Naya Jeevan’s six-month milestone is to exceed 50,000 enrolled lives. We currently have ~15,000 beneficiaries. We plan to scale by a factor of more than 3 over the next 6 months.

Tâche 1

Naya Jeevan's primary task is to increase awareness through pamphlet distributions, radio talk shows, TV airtime as well as word of mouth through satisfied beneficiaries.

Tâche 2

Our second task on the horizon is to launch and manage PR events in order to raise funds. All proceeds will go to enrolling children of NGO schools as well as their families.

Tâche 3

Naya Jeevan's third task is to enroll lives in hard to reach communities. Teams will be sent in to provide medical services and enroll citizens so that they receive immediate benefits.

Identifiez l’objectif à atteindre au bout de 12 mois.

Naya Jeevan seeks to launch offices in major cities of Pakistan, namely Lahore and Islamabad as well as identify partners for our India market entry in 2013/14. Our enrollment target is 100,000 lives.

Tâche 1

The first task to launch regional offices in Lahore and Islamabad is to identify prime areas that would be easily accessible for MNC's and beneficiaries alike.

Tâche 2

Naya Jeevan's second task will be to appoint learned and passionate associates to run these offices, creating and ensuring checks for standards of quality.

Tâche 3

Our third task will be to implement our six-month milestone tasks in order for scalability. With promotions and fund raising events, we hope to enroll 100,00 lives into the program.

Quelle va être l'évolution de votre projet lors des trois prochaines années ?

NAYA JEEVAN plans to engage the federal and provincial governments of Sind & Punjab using an evidence-based approach that will focus on:
•SESSI
•PESSI
•Benazir Income Support Program

A public-private partnership that leverages NAYA JEEVAN’s nationwide network of private, secondary/tertiary care providers will create significant value for the beneficiaries participating in such programs. Peer advocacy support groups will also be mobilized to petition the provincial governments.

In addition, NAYA JEEVAN proposes to replicate its “HMO for the Marginalized” health plan model in neighboring countries including India and the UAE. New site locations will augment scalability by increasing reach to other target communities.

Viabilité
Quels sont les obstacles qui pourraient entraver la réussite de votre projet et comment comptez-vous les surmonter ?

Barriers to the success of Naya Jeevan include a cultural/national mindset of ‘guilty until proven innocent’ where people view NGO’s/charitable organizations with great skepticism. This has a negative halo effect on the social impact industry. This is due to the unfortunate fact that many unethical NGOs have participated in the corruption which is rampant within the public sector. Consequently, in order to gain trust/credibility with potential donors, innovative social enterprises need to be very transparent
with their operations, accounts and financial auditing (e.g. in our case, we are audited by Ernst & Young and our accounts are prepared by KPMG).

Another major barrier is the legacy of a post-colonial, hierarchical, social structure that discriminates against low-income workers – especially informal, household employees such as drivers and maids, etc. Thanks to globalization and the internet, nowadays workers are much more aware of their labor rights and no longer submit to the abuse that was perpetrated on them in the past. Beyond this, NAYA JEEVAN continuously challenges this informal system of ‘socioeconomic apartheid’ between rich and poor as
part of its corporate value system.

Quels sont vos différents partenariats ?

Naya Jeevan partners with major insurance companies such as Allianz-EFU who underwrite our health plan for the marginalized. In addition, NAYA JEEVAN has collaborated with Unilever, GSK, P&G, Pfizer, Deutsche Bank and others in terms of delivering value-enriched services to our low-income
beneficiaries. NAYA JEEVAN is also a member of the Clinton Global Initiative, TED, the Aspen Network of Development Entrepreneurs (ANDE), the Ariane de Rothschild Fellowship and Ashoka and seeks to leverage these networks to enhance the social impact it is making.

Expliquez vos choix.

After acquiring information about Naya Jeevan, many citizens rise to the cause by offering support in terms of time, funds, spreading awareness, and enrolling their own domestic help. Over the years, myriad students, professionals, and businesses alike have advocated Naya Jeevan by launching private fund raisers, offering to volunteer, and passing on pamphlets and information to others.

Comment pensez-vous pouvoir consolider votre projet au cours des trois prochaines années ?

(i) Naya Jeevan plans to expand its health care project to India and the UAE. There are large pools of low-income laborers in the UAE who have family members/dependents back in India and Pakistan. These workers can be a a very attractive target market to sponsor the health care of their loved ones.

(ii) Naya Jeevan plans to continuously integrate critical value-added services (VAS) that can socioeconomically empower the BOP population that we are serving. These services include:
• Access to financial services (entrepreneur loans for SMEs, savings, mobile banking)
• Protection of vulnerable communities – senior citizens, people with disabilities, etc.
• Access to low-income housing/financing

Enjeux
Quels problèmes liés à la santé et au bien-être votre projet tente-t-il de résoudre ?
Veuillez sélectionner trois réponses par ordre d'importance (notées de 1 à 3 par ordre de pertinence).

PRIMAIRE

SECONDAIRE

Manque d'assurance / d'options de financement des soins de santé

TERTIAIRE

Accès limité à des informations et des formations sanitaires pertinentes

Veuillez décrire la façon dont votre projet s'attaque spécifiquement aux problèmes cités ci-dessus.

NAYA JEEVAN has developed unique methods to overcome lack of affordable care by assigning on-call doctors to provide annual general screenings and a 24/7 helpline for all beneficiaries.

Subsidiary systems transcend financial restrictions; NAYA JEEVAN has constructed deals with insurance underwriters to provide health care insurance at a negligible rate for low-income citizens.

NAYA JEEVAN has built its preventative health program over the years to tackle the lack of access to health care information and education in urban slum communities. Through awareness workshops such as Cervical Cancer, Sexual Health, Healthy Heart, Happy Teeth, etc, low-income communities are provided with previously unavailable knowledge which could potentially save their lives and the lives of loved ones.

De quelle façon faites-vous croître l'impact de votre organisation ou de votre projet ?
Veuillez sélectionner trois moyens potentiels par ordre d'importance (notés de 1 à 3 par ordre de pertinence).

PRIMAIRE

SECONDAIRE

Renforcement de l'impact existant grâce à la mise en place de services complémentaires

TERTIAIRE

Exploitation des nouvelles technologies

Veuillez indiquer les activités actuellement en place ou devant être mises en place dans un futur proche pour stimuler votre croissance.

NAYA JEEVAN is actively enrolling lives in other metropolises of Pakistan including Lahore & Islamabad. In addition, our organization is running an Art Therapy project funded by USAID to better the lives of low-income children with physical and cognitive disabilities. This project is conducted in order to teach them skills from which they can generate sustainable revenue. By auctioning their artwork at the end of a 6 month period, this group of children will become independent through learning a professional trade as well as reap the benefits of therapy techniques taught to them by a skilled art therapist.

Additionally, it is our intent to increase value-added services to increase enhance preventative health measures offered in order to increase and spread vital health information.

Êtes-vous en collaboration avec : (plusieurs réponses possibles)

un fournisseur de technologie, une ONG/organisation à but non lucratif, une entreprise à but lucratif, une université.

Si oui, dans quelle mesure ces partenariats ont-ils contribué à la réussite de votre projet ?

By collaborating with other institutions, Naya Jeevan is able to harness and integrate the energies and efforts of NGOs and Multinational Corporations (MNCs) to create a synergistic effect. An alliance of organizations offers a broad spectrum of expertise to create successful synergies. Naya Jeevan collaborates with MNCs to cascade our health plan to their 3rd party contract staff, through their corporate supply chains or to the household staff of corporate employees. Additionally, emerging partnerships with universities allow for the exploration of educational and research projects in the field of health systems performance and financing. This enables us to prototype novel ideas in a real-world community setting while developing an evidence-based approach to social entrepreneurship.