ANAIRYS
Example: Walk us through a specific example(s) of how this solution makes a difference; include its primary activities.
Impact: What is the impact of the work to date? Also describe the projected future impact for the coming years.
Marketplace: Who else is addressing the problem outlined here? How does the proposed project differ from these approaches?
Founding Story
ANAIRYS
Maria
Pedro
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ANAYRIS is a startup still in the idea fase, ANAYRIS is actually a health Mutual Solidarity Fund - to be more specific; a prepaid micro health insurance system via mobile phones . The idea is to insure the uninsured people, most of the times those are also the unemployed ones. A person will only need to have a mobile phone and the person can be automatically a member of the fund.
In Africa there are many mutual health associations , many work together with health care services. Eeach member has to contribute by paying a low fee, but some people don't even have that. By using ANAIRYS,, the members will not have to think about where to get the money to participate, once they have a mobile phone and they buy refill cards then they are automatically members. The health fund will cover for the treatment of the ones who participate and put money into the health fund. How? The person has to give his mobile number to the health fund and accepts that each time he buys a prepaid refill card to refill the minutes on his mobile phone 5% will be automatically saved into the health fund. For every 5% , 1% will be the cost the subscriber is paying to be insured.
Many Africans have a hard time investing in their health, they think that putting money aside for health insurance is a waist of time especially when they have a family to feed and other things which they think are more important. So I decided to combine an every day gesture ( refill the card of your mobile phone ) with health insurance. Refilling is something Africans do almost every day, it is automatic, so if we take advantage of that and use it to help them save for their health this will help them a lot and they will not even notice that they are giving money away to insure their health so that it won't feel as a waste of time. This is a win-win situation. This very small amount can save their lives.
First of all we will need investment from investors, second of all we need to work together in partnership with a mobile phone company. This will be our biggest challenge: find a national mobile phone company who will be willing to work with us.
, LUA
Bring accessible healthcare to communities in emerging markets
Other specialty care
Prevention, Long-term care.
Idea (poised to launch)
New financing strategies for health.
Technology.
By having a mobile company that will be able to sell refill cards were 5 % of the total price will automatically be deduct and saved into the health fund when the subscriber will refill the minutes on his mobile phone. This is based on solidarity, any subscriber is free to participate but the health fund will only cover the costs and pay for the treatments of those who are sick. The mobile company will also send preventive care sms to the participants in order to decrease the number of people who can be potentially sick.
About two-thirs of people in poor countries have access to mobile phones, in Sub-Sahara more people have mobile phones than bank accounts. 53% of those living in rural areas have mobile phones and especially those people are the ones who do not have health insurance while they desperately need it. My customers are the poor people living in Sub-Saharan countries, especially the ones living in rural areas withouth any health insurance.
By doing a great campaign about this via sms and advertising, a lot of people can be reached and the number of participants can only be enormous due to the large number of mobile phone users in Sub-Saharan Africa and the high amount they have to pay for treatment out of their own pockets.
ANAIRYS is enabling you to save for a health insurance without you even noticing it. It will happen automatically every single time you refill your phone card. You won't have to move or to call somewhere, once you refill the minutes it's done! You only have to give your number to the mobile company and buy there your refill cards!
Right now first and foremost we need the collaboration of a local major phone company in Angola and second of all we need funding!
By 2017 we would like to reach more countries in the Sub-Saharan Africa.
New market(s)/country(ies).
Because mobile phones have never been used to solve financial or health problems as much as now and the mobile phone users in Africa are up by 44%, it is the highest proportion of mobile phones in the world and people of Sub-Saharan Africa are also one of the people who need affordable healtcare the most due to poverty.
, LUA
We will be measuring how many persons were insured before and after the existence of our organization. We will also measure if healthcare is more affordable now for poor people with ANAIRYS.
Yes, Mobile phones are used worldwide and since all you need is to have a mobile phone and buy refill cards from time to time or have a subscrition then it is feasible worldwide.
I would like to reach over 20 million users in Sub-Saharan Africa in the following years.
1%
Friends and family.
Others.
Others.
1% of each subscriber each time he/she refill the minutes on the mobile phone.
Diversified strategy.
Idea phase
No